LogoLogo

Our Branches

Sales

952 Ecclesall Road
Sheffield, South Yorkshire
S11 8TR

t: 0114 268 8533
e: enquiries@whitehornes.co.uk

Lettings

786 Chesterfield Road
Sheffield, South Yorkshire
S80 SF

t: 0114 250 6070
e: enquiries@whitehornes.co.uk

Mortgage Services

Unit 2, Acorn Business Park,
Woodseats Close, Sheffield,
S8 0TB

t: 0800 4332244
e: info@mortgageadvice.uk.com

Buying with Whitehornes

Buying with Whitehornes

What can you expect?

Not only are we committed to providing our sellers/vendors with the best possible experience, we follow the same ethos for anyone who is buying from us. Our foundations have been built on great customer service so why should you be treated differently? Afterall if you’re in the process of buying, the chances are that you either own, or will own a home that may be sold in the future.

We want to be your go-to agent and reap the rewards of our hands-on approach.

<strong> FIND YOUR PERFECT PROPERTY </strong>

FIND YOUR PERFECT PROPERTY

Let us help you find your dream home.
Give us a call at 0114 268 8533 or click the button below to get in touch.

Register with us

<strong>Register with us</strong>

Register with Whitehornes and be privy to new properties specific to your requirements. Weā€™re proud of the fantastic selection of properties we have and would love for one of them to be yours. Tell us about your dream home and if we donā€™t have it on the books, we will make it our mission to find it. Selling? Request a free valuation so you know what you can afford.

Look online – 98% of property searches start online

The internet can be a fantastic place to start with online portals such as Rightmove and Zoopla but this crowded market can staggering. This is where our advice comes in.

Organise an appointment

Organise an appointment

Most people buying will require a mortgage to fund their purchase so itā€™s good to get the ball rolling early to find out what you can borrow. A good mortgage adviser will provide proper advice tailored to your needs, work out what you can borrow and provide you with an ā€˜Agreement in Principleā€™.

Be Prepared

Be Prepared

Donā€™t forget most lenders will require to complete a financial health check so you can get ahead of the game by preparing your documents early. There are many incentives and government backed schemes we will discuss when assessing your circumstances, therefore being prepared with the likes of ID, payslips and bank statements will allow us to make a proper recommendation ā€“ Just like our sloganā€¦when it comes to mortgages we also Do a Proper Job!

Book viewings

Book viewings

Now that you have an idea of your budget its time to decide on the style of property that you like. Book some viewings and get to know what style suits you. It can be overwhelming when you step inside a home, especially if it ticks all your boxes and ā€˜you get that feelingā€™. This is when it becomes even more important to take a list of questions with you, including the running costs and council tax rates.

Visit twice

Visit twice

Whitehornes suggests that you visit the property twice. Buying a home is likely to be the biggest financial purchase you make and being decisive is imperative.

Making an offer

Making an offer

Once you have an offer in mind, weā€™ll contact the seller and make your best offer official ā€“ by law we are bound to notify the seller of all offers received. There may be a period of negotiation before a price is agreed but weā€™ll let you know as soon as any offer has been accepted. Whitehornes understands communication at this stage is crucial, so weā€™ll keep you informed every step of the way.

Mortgage advisers

Mortgage advisers

Itā€™s essential that you know what offer should be proposed in order that you maximize your chances of securing the property. Our Mortgage advisers are skilled in negotiation and will often guide you to the right price.

The legal bit

The legal bit

During the period of your mortgage offer being issued you solicitor will steer the purchase towards the missives being concluded and completion, and coordinate the release of your mortgage funds from the lender.

Memorandum of sale ā€“ Qualified acceptance

Memorandum of sale ā€“ Qualified acceptance

Both parties will be sent a memorandum of sale confirming the price, any special conditions negotiated and both partiesā€™ solicitors details.

Searches, Documents & contracts

Searches, Documents & contracts

Your solicitor will carry out various searches to ensure that the property you intend on buying is sound for both you and the mortgage lender. These searches will clarify any restrictions, boundaries, right of way and planning applications. They will also be provided documents from the vendors solicitor detailing the tile of land etc.

Completion and move in

Congratulations all round!

Completion is when the vendors solicitor receives the funds from your solicitor and authorises the estate agent to release keys! Your new purchase is official, and you can now move n from this point.

To help kickstart your new chapter here are a few things for you to consider

  • Pack up your belongings and organise removal ahead of time
  • Make sure you update your address with your bank, DVLA and any supplier who provides you utilities
  • Take a meter reading on entering the property
  • Register with council tax
  • Check over the property ā€“ You have 7 days to report any issues that you may come across

ALL THE BEST IN MAKING YOUR HOUSE A HOME!

If you're thinking about moving, then talk to us here at Whitehornes

<strong><p>If you're thinking about moving, then talk to us here at <span style="color:#f6a706">Whitehornes</span></strong></p>

We will be on hand to help market your property in the quickest time and for the best possible price.